A deductible is a specified amount of money that the insured must pay before an insurance company will pay a claim. It is the yearly dollar amount due from the patient to the provider. This amount is processed by the insurance company, but is not paid. Once you pay your deductible the insurance company will pay the rest of the claim value up to the policy limits and conditions in the wording (such as a coinsurance or copay). The patient is responsible for issuing payment to the provider.
Your deductible should be listed as part of the terms and conditions of your contract on the declaration page of your insurance policy. If you are not sure what your deductible is, or where to find it, contact your insurance company representative for assistance. You should also ask them if there are multiple deductibles for different circumstances. If you have any questions please call the office at (586) 884-4565 or email us at [email protected] 

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